In this digital era, interbank transactions such as BRI, BCA, BNI, and Mandiri have become more practical. Just send proof of transfer, done. But be careful, many cases of fraud occur because the perpetrators send fake proof of transfer that looks convincing. Some even use AI to fake transfer receipts .
It is also not uncommon for individuals to insist that transactions be completed quickly, then run away when the money has not actually come in. Therefore, it is important to recognize the characteristics of genuine and fake transfer receipts , as well as smart anticipatory steps before completing a transaction.
Signs of Genuine and Fake Transfer Receipts
1. Original Proof of Transfer
Typically, an original proof of transfer has:
- Clear name of sender and recipient
- Accurate time and date
- Unique reference number (can be checked at the bank)
- Layout design according to the official bank application
2. Fake Transfer Proof
Watch out for the following signs:
- Letters appear blurry or misaligned
- The format does not match the appearance of the official bank application.
- Dates and times sometimes don't make sense (e.g. past or too futuristic)
- No valid reference number
- Screenshots are easy to edit, especially since AI editing results are increasingly sophisticated.
How to Check Proof of BRI, BCA, BNI, and Mandiri Transfers
1. Check Account Mutation
The most effective step to ensure that the transfer has been received is to check the account transfer via:
- BRImo for BRI customers
- myBCA or BCA Mobile
- BNI Mobile Banking
- Living in Mandiri
Don't just trust pictures or screenshots. Direct confirmation in mutation is the safest way.
2. Enable Real-Time Notifications
The SMS notification or push notification feature in the mobile banking application can be very helpful. Every time money comes in, a notification will appear immediately. This is important as real-time evidence that is difficult to fake.
3. Compare with the Official Bank Format
If in doubt, compare the transfer receipt sent by the person with the official transfer receipt from your bank. Usually, each bank has a unique appearance that is difficult to imitate 100%.
Beware of Fraud Modes During Transactions
1. The person asks for fast transactions
Usually the perpetrator will say they are in a hurry , can't stay long , or even invite a crowd so that you don't focus and rush to complete the transaction.
2. Use QRIS Cunningly
Some perpetrators present fake or personal QRIS when they pretend to want to pay. Then they run away before you have a chance to verify the payment.
3. Wear a Mask, Helmet, or Sunglasses
If the transaction is done directly, pay attention to their appearance. The perpetrators often wear helmets or masks to hide their identities. This is a danger sign!
4. Online Transaction? Check Number at Getcontact
Before you believe, check the perpetrator's phone number on the Getcontact application . Sometimes there are already many labels such as "scammer", "beware", or "sender of fake evidence".
Additional Tips for Safe Transactions
Before you click "Deal", make sure of the following:
Things to Do:
- Check account mutations when there is a transfer
- Enable real-time notifications from the bank app
- Check the proof of transfer carefully
- Use Getcontact to check the seller's number
- Don't trust proof of transfer in the form of screenshots
- Don't rush, especially if the perpetrator brings a lot of people.
The bottom line: Don't Be a Victim of Fake Transfer Receipts
Crime can happen because of opportunity and negligence. Don't let yourself be the next victim of fake transfer proof mode. Always prioritize verification and caution in every transaction, both online and offline.
Remember, valid proof of transfer can only be proven through account mutations. Screenshots can be changed, ATM receipts can be faked, but account mutations cannot be faked .
For other information about transaction security and technology, you can visit the EN.ajakteman.com site which provides various useful tips and the latest updates.
If you have experienced a similar mode, do not hesitate to share in the comments column so that more people are aware. May your transactions always be safe and smooth, yes!